Financial basics

The concepts, costs and numbers you must understand.

Life insurance with a loan

Life insurance with a mortgage — whether it is compulsory, how the assignment to the bank works and what affects the amount of the premium of such a policy.

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4 MIN READ

Property insurance — what it covers

Property insurance — what the policy covers, how the structure differs from contents and liability, and what to check when choosing the scope.

5 MIN READ

Flat purchase costs - the full list of expenses

The full list of flat purchase costs: notarial fee, PCC or VAT tax, court fees, commissions and mortgage costs. How much to add to the price?

5 MIN READ

Court fees when buying property

Court fees when buying a flat — the entry of ownership and mortgage in the land and mortgage register. Find out what you pay for and who collects them.

5 MIN READ

Notary fee — how much you will pay at the notary

The notary fee when buying property — how it is set, what determines its amount and which additional charges the notary will add to it at signing.

Podatek od sprzedaży przed upływem 5 lat

5 MIN READ

Tax on sale before five years have passed

Tax on the sale of property before five years have passed — how to count the period, what the housing relief involves and how to settle the income on PIT-39.

4 MIN READ

Service charges and the cost of maintaining a flat

Service charges and the cost of maintaining a flat — what makes up the community fees, utilities and the renovation fund, and how to estimate a budget.

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