Mortgages

Learn the loan types and pick the right one.

A mortgage step by step

A mortgage step by step: from checking creditworthiness and comparing offers, through the application and documents, to the bank's decision, the contract and disbursement.

Topics

Application & documents

Recommended in this category

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3 MIN READ

Fixed or Variable Interest Rate — Which to Choose

Fixed or variable interest rate on a mortgage? We compare the costs, the risk and payment predictability, and help you choose the option best suited to you.

3 MIN READ

Documents for a Loan Application

What documents do you need for a mortgage application? A guide to income documents and to documents concerning the property and the down payment.

3 MIN READ

A Mortgage for Singles and Couples

A mortgage for a single person or a couple — how credit capacity is calculated, the differences, the pros and the risks of a joint commitment. A useful guide.

3 MIN READ

The Bank Margin — What It Is and How to Lower It

The bank margin is a fixed part of a mortgage interest rate. See what affects it and how to negotiate a lower margin effectively when signing the contract.

3 MIN READ

APRC — What It Really Shows

The APRC is the key indicator of the total cost of a loan. Learn what it covers, how it differs from the interest rate and how to compare offers with it.

5 MIN READ

Down payment - how much you need

Down payment for a mortgage: how much you really need, what the bank counts as a down payment, how it affects the loan terms and where to find the missing funds.

Compare mortgage offers in minutes

We line up offers from 11 banks via the NOTUS calculator.

Compare offers