Interest rate
3 MIN READ
Fixed or Variable Interest Rate — Which to Choose
Fixed or variable interest rate on a mortgage? We compare the costs, the risk and payment predictability, and help you choose the option best suited to you.
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3 MIN READ
The Bank Margin — What It Is and How to Lower It
The bank margin is a fixed part of a mortgage interest rate. See what affects it and how to negotiate a lower margin effectively when signing the contract.
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3 MIN READ
APRC — What It Really Shows
The APRC is the key indicator of the total cost of a loan. Learn what it covers, how it differs from the interest rate and how to compare offers with it.
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3 MIN READ
WIBOR, WIRON and POLSTR — What Is Changing
WIBOR, WIRON and the new POLSTR benchmark — we explain the reform of reference rates in Poland and how it affects your mortgage and your payment.
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