Lendean
Buy Refinance Rates Calculators Learn Sign in Get started

Everything you need for Everything you need for your first home

12+
years of experience
500+
happy families
15+
banks compared
0 zł
cost to you
Build your estimate
I'm
Get your estimate

Free — no bank calls, and no BIK enquiry at this stage.

● ● ●
Here's your offer so far
Est. purchase budget
520 000 zł
Own funds
80%
Example
not an offer

We show what the market offers; the loan conversation is handled by NOTUS Finanse S.A., an intermediary in the KNF register

PKO BP Santander mBank ING BNP Paribas Pekao SA Alior Bank Millennium Credit Agricole VeloBank Nest Bank Citi Handlowy
Why is it so hard?

Buying property in Poland
is a complicated process — full of traps

Every stage hides risks that can cost you thousands of złoty or wreck your chances of a mortgage before you even apply.

?

Rejection with no explanation

Banks rarely explain a refusal — neither what to fix nor where to try next. You are left with a decision and no reason.

~48 000 zł

Overpaying over 30 years

That is the difference in total interest when the rate is 0.4 pp higher. Assumptions: 500,000 zł over 30 years, equal instalments, 7.2% against 7.6%, our own calculation.

3–6 mo.

Piles of paperwork and stress

Without experience, you don't know what you don't know. Every missed requirement drags the process out by weeks or ends in yet another rejection.

The good news: every one of these problems can be prevented — with a platform that guides you through each stage with clear answers and tools, and an advisor beside you when you need one.

Buying property is always about stress, time and — of course — money, especially when you need a mortgage. On a purchase this big, even the smallest mistake can cost tens of thousands of złoty. That's why we built Lendean — a platform that guides you through every stage of the purchase: borrowing power, searching, banks, the land registry, the notarial deed and handover. You have the tools and clear answers at every step — and when you need a human, an experienced advisor is right beside you.

The platform in action

See how the platform works — step by step

No theory. Real tools you fill in within minutes — here's what happens on screen when you buy a home with Lendean.

Use the platform for free
lendean.com
Your borrowing power
DSTI 50%
Income
12 000 zł
Max credit
≈ 520 000 zł
Your loan
420 000 zł
DSTI32%
You qualify ✓ — within limit
Matched offers
Flat 52 m² · Wrocław 489 000 zł
Apartment 38 m² · Kraków 415 000 zł
Flat 61 m² · Poznań 505 000 zł
Comparison of bank offers
Best deal
6.9% PKO
6.7% Pekao
6.4% ING
6.8% mBank
7.1% Santander
Your buying path
3 of 5 steps
1 Preparation
Affordability
Search
2 Property search
Viewings In progress
Banks
3 Mortgage & docs
Notarial deed

Calculate the possibilities

Use our calculator tools to estimate payments, see costs clearly, and make smarter moves.

Explore all calculators
The platform and the people

The platform guides, the team supports

The tools walk you through every step of the purchase on your own. And behind the platform stands a team with years of experience in lending and real estate — right beside you when you need a human.

Mariusz Krzysiek

Mariusz Krzysiek

Mortgage expert at NOTUS Finanse S.A.

Available Mon–Fri
We've worked in the lending sector for many years and know the specifics of every bank in Poland inside out — their criteria, expectations and how they make decisions. That knowledge lets us match the best offer to your exact situation — quickly, smoothly and with the best possible outcome.
Over 500 families with a mortgage
Polish · English
Book a mortgage consultation
Michał Szewczyk

Michał Szewczyk

Property market expert

Available Mon–Fri
We know the Polish property market and the brokerage market inside out. We work exclusively in the interest of one side of the transaction and give our clients complete, end-to-end support. We save you time, money and nerves.
Over 400 closed property transactions
Polish · English · Russian · Ukrainian
Browse properties
Need a human?

Book a free call with an advisor
Mariusz Krzysiek

You'll get through most steps on the platform on your own. And when you want to confirm a decision with a human — book a free 30-minute consultation. No selling, no pressure.

1
Choose a time
2
Contact details
3
Confirmation
Mariusz Krzysiek
Michał Szewczyk
Your consultation
Phone or video call (30–60 min) Free
Prefer to call? +48 577 132 200

Almost done — enter your details

Mariusz Krzysiek
Michał Szewczyk
Selected time
—
Call the adviser +48 5** *** ***

The data controller is REALTY.TM GROUP sp. z o.o., ul. Bpa Albina Małysiaka 26/15, 30-389 Kraków. We process your data to contact you and to pass the enquiry to our partner, NOTUS Finanse S.A. Providing data is voluntary and consent can be withdrawn at any time. You have the right to access, rectify and erase your data and to lodge a complaint with the President of UODO. Details in the Privacy Policy.

✓

Booking confirmed!

Check your email — we'll also send a confirmation to your inbox.

Mariusz Krzysiek Mariusz Krzysiek — advisor from the Lendean team
—
Free — 0 zł for you
Back to the homepage
Who it’s for

We’re on your side — whatever your situation

Four paths, one team for the whole life of the loan.

Properties

Current offers in Poland

We search 100,000+ listings from all the major portals. Here are a few of them — log in to see them all.

See all offers
Mieszkanie na sprzedaż, 47 m², 2 pokoje Władysławowo Władysławowo
1 004 562 zł

Mieszkanie na sprzedaż, 47 m², 2 pokoje Władysławowo Władysławowo

2 rooms 47.7 m² Gdansk
View offer
4 pokoje dla rodziny | Gdańsk Chełm | 70 m² | blisko centrum
749 000 zł

4 pokoje dla rodziny | Gdańsk Chełm | 70 m² | blisko centrum

4 rooms 70.37 m² Gdansk
View offer
5 pokojowy Apartament w kamienicy.
2 999 000 zł

5 pokojowy Apartament w kamienicy.

5 rooms 111.76 m² Gdansk
View offer
Blisko lasu, blisko miasta-2 pok. w Gdyni Dąbrowie
580 241 zł

Blisko lasu, blisko miasta-2 pok. w Gdyni Dąbrowie

2 rooms 40.64 m² Gdansk
View offer
Nowe mieszkanie bezczynszowe blisko Gdańska
445 000 zł

Nowe mieszkanie bezczynszowe blisko Gdańska

3 rooms 52 m² Gdansk
View offer
Redłowo|83,5 m² |Panoramiczny widok|Invest Komfort
1 599 000 zł

Redłowo|83,5 m² |Panoramiczny widok|Invest Komfort

3 rooms 83.5 m² Gdansk
View offer

Over 100,000 offers from all across Poland — updated daily

Register for free
Frequently asked questions

Got questions? We've got answers

The most common questions about the platform and the home-buying process.

Prefer to call?

+48 577 132 200

Mariusz Krzysiek · Lendean provides an information service and forwards contacts to a KNF-registered intermediary. Lendean is not a credit intermediary or an agent.