Loan types

Refinancing a mortgage can lower your payment and the total cost of the commitment. See when it pays off, how it works and what to keep in mind.

Early mortgage repayment — when it pays off, the rules on compensation and whether to shorten the term or lower the payment. A practical guide.

Payment holidays let you suspend a mortgage instalment. See what they involve, who can use them and what consequences they carry for the borrower.