Arrangement fee (prowizja za udzielenie kredytu)

A one-off fee for granting the loan, usually calculated as a percentage of its amount. You can pay it upfront or add it to the loan.

Some banks offer loans with no arrangement fee, but often in exchange for a higher margin or additional products. The fee is included in the RRSO, so when comparing offers look at the RRSO, not just at the fee itself.