0 zł for you — the intermediary (NOTUS Finanse S.A.) is paid by the bank that grants the loan. Who pays?
We show what the market offers; the loan conversation is handled by NOTUS Finanse S.A., an intermediary in the KNF register
Every stage hides risks that can cost you thousands of złoty or wreck your chances of a mortgage before you even apply.
Banks rarely explain a refusal — neither what to fix nor where to try next. You are left with a decision and no reason.
That is the difference in total interest when the rate is 0.4 pp higher. Assumptions: 500,000 zł over 30 years, equal instalments, 5.35% against 5.75%; our own calculation.
The 5.35% rate is the lowest APR (RRSO) in the NOTUS calculator (BPS, APR (RRSO) 5.49%), example: a 560,000 zł loan over 30 years, LTV 80%, data NOTUS Finanse S.A., as of 02.11.2026. · representative example
Without experience, you don't know what you don't know. Every missed requirement drags the process out by weeks or ends in yet another rejection.
The good news: every one of these problems can be prevented — with a platform that guides you through each stage with clear answers and tools, and an advisor beside you when you need one.
No theory. Real tools you fill in within minutes — here's what happens on screen when you buy a home with Lendean.
The tools walk you through every step of the purchase on your own. And behind the platform stands a team with years of experience in lending and real estate — right beside you when you need a human.
Mariusz Krzysiek
Mortgage expert at NOTUS Finanse S.A.
We’ve worked in the lending sector for many years and know the specifics of every bank in Poland — their criteria, expectations and how they make decisions. That knowledge helps match an offer to your exact situation.
Michał Szewczyk
Property market expert
We know the Polish housing market and what to look at when choosing — legal status, running costs, the neighbourhood. The platform shows this data so you can decide with full information.
Mariusz Krzysiek
You’ll get through most steps on the platform on your own. And when you want to confirm a decision with a human — book a free call. No selling, no pressure.
Good to know before the call
Prefer to call? +48 577 132 200 We reply on weekdays from 09:00 to 17:00
Four paths, one team for the whole life of the loan.
The platform guides you through the whole process — from borrowing power to the keys.
Work out your budgetWe work out whether refinancing pays — and remind you when the moment comes.
Check refinancingSee what the bank checks for your residence status, which documents to prepare and when you need an MSWiA permit.
What banks check for foreignersWork out your borrowing power on business income; talk documents through with our partner’s expert.
Work out your budgetA few of the latest sale listings from property portals. Log in to see the full listing.
The most common questions about the platform and the home-buying process.
Prefer to call?
+48 577 132 200Mariusz Krzysiek · Mortgage expert at NOTUS Finanse S.A.
We reply on weekdays from 09:00 to 17:00
