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Bezpieczny Kredyt 2% (Safe Loan 2%)

A government programme of subsidies towards the instalments of a loan for a first home, launched in July 2023. Banks stopped accepting applications at the end of 2023 — it is no longer possible to join it today.

Loans granted under the programme still receive subsidies on the terms of the Act and the agreement, for a set period, after which the instalment is calculated without the subsidy. You can find information on current forms of support on the page about government programmes.

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These definitions are for information only and describe the law in simplified form — they are not legal, tax or financial advice. Lendean is not a credit intermediary. Always confirm the details in your contract, with a notary or with the bank.

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