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Free call with an advisor

Mariusz Krzysiek Mortgage expert at NOTUS Finanse S.A. Language of the call: English, Polish.

Free — 0 zł for you. We call back: working days 09:00–17:00.

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Good to know before the call

Good to know before the call

  • Free — 0 zł for you. The intermediary is paid by the bank that grants the loan — not by you.
  • The call is from a credit expert of NOTUS Finanse S.A. — a mortgage credit intermediary in the KNF register under number RPH000030.
  • About 15 minutes, no BIK enquiry and no commitment.
  • On the call: which bank, what amount and on what terms, what to improve and which documents to prepare.
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Lendean Team

Lendean Team

Editorial · zespół redakcyjny

The Lendean editorial team prepares guides based on Polish market data and current regulations. Content is reviewed by our subject editors.

Articles by this author

Współwłasność nieruchomości — na czym polega
4 MIN READ
Co-Ownership of Real Estate — What It Involves

What co-ownership of real estate is, how fractional differs from joint co-ownership and what rights co-owners have. A practical guide to Polish law.

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How to buy a flat step by step
6 MIN READ
How to buy a flat step by step

How to buy a flat step by step: from budget and creditworthiness, through choosing the property and checking its legal status, to the contract and notarial deed.

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Property listing photos — how to take good ones
4 MIN READ
Property listing photos — how to take good ones

Good photos determine an offer's click-through. Learn the rules: daylight, order, framing and the order of shots, plus mistakes that scare off buyers.

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Home staging — jak przygotować mieszkanie do sprzedaży
4 MIN READ
Home staging — how to prepare a flat for sale

Home staging helps sell a flat faster and for more. Learn simple rules: order, depersonalisation, minor repairs and good light in the frame.

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Odbiór mieszkania od dewelopera
3 MIN READ
Flat handover from a developer

Taking over a flat from a developer is a moment to stay alert. See how to prepare for the handover, what to check and how to draw up a defects report.

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Notary fee — how much you will pay at the notary
5 MIN READ
Notary fee — how much you will pay at the notary

The notary fee when buying property — how it is set, what determines its amount and which additional charges the notary will add to it at signing.

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Buying a flat to rent out
3 MIN READ
Buying a flat to rent out

A rental flat is a popular investment. We explain how to calculate yield, choose a location and assess the risks before you place your capital in it.

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Podatek od sprzedaży przed upływem 5 lat
5 MIN READ
Tax on sale before five years have passed

Tax on the sale of property before five years have passed — how to count the period, what the housing relief involves and how to settle the income on PIT-39.

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Mortgage in the Land and Mortgage Register
4 MIN READ
Mortgage in the Land and Mortgage Register

How a mortgage entered in the land and mortgage register works, who establishes it and how to remove it after repaying the loan. A clear Polish-law guide.

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Służebność — rodzaje i skutki dla nieruchomości
4 MIN READ
Easement — Types and Effects on Real Estate

What an easement is, its main types, and how it affects the value and use of real estate. A practical guide under Polish property law for buyers.

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Refinancing a Mortgage
3 MIN READ
Refinancing a Mortgage

Refinancing a mortgage can lower your payment and the total cost of the commitment. See when it pays off, how it works and what to keep in mind.

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Terminating a lease contract
4 MIN READ
Terminating a lease contract

Terminating a lease depends on its type and reason. Check when you may terminate a fixed-term and an open-ended lease and how to do it correctly.

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